News & Events
Little Embassy Bank keeps getting larger : Read Article...
Newsletter
No new newsletters are available, check back soon
Specials
|
Current Rates
Click on the link below to see the Rates for the selected group.
Personal Checking AccountsFree Money Manager Checking Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $500,000 and UP | 0.04% | .05% |
|---|
| $250,000 < $500,000 | 0.04% | 0.05% |
|---|
| $100,000 < $250,000 | 0.04% | 0.05% |
|---|
| $50,000 < $100,000 | 0.04% | 0.05% |
|---|
| $25,000 < $50,000 | 0.04% | 0.05% |
|---|
| $10,000 < $25,000 | 0.03% | 0.03% |
|---|
| < $10,000 | 0.02% | 0.02% |
|---|
|
Personal Savings AccountsPersonal Savings Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| ALL BALANCES | 0.09% | 0.10% |
|---|
| Youth Savers Account| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| ALL BALANCES | 0.09% | 0.10% |
|---|
| Personal Ingot Gold Savings Account| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| All Balances | 0.49% | 0.50% |
|---|
|
Money Market AccountsMoney Market Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $500,000 and UP | 0.09% | 0.10% |
|---|
| $250,000 < $500,000 | 0.09% | 0.10% |
|---|
| $100,000 < $250,000 | 0.09% | 0.10% |
|---|
| $25,000 < $100,000 | 0.09% | 0.10% |
|---|
| < $25,000 | 0.04% | 0.05% |
|---|
|
Certificate of DepositsCertificate of Deposit Rates | CD TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| 7 - 29 DAYS | 0.04% | 0.05% |
|---|
| 30 - 90 DAYS | 0.04% | 0.05% |
|---|
| 6 - 8 MONTHS | 0.09% | 0.10% |
|---|
| 9 - 11 MONTHS | 0.09% | 0.10% |
|---|
| 12 MONTHS | 0.14% | 0.15% |
|---|
| 18 MONTHS | 0.19% | 0.20% |
|---|
| 24 MONTHS | 0.24% | 0.25% |
|---|
| 36 MONTHS | 0.49% | 0.50% |
|---|
| 48 MONTHS | 0.64% | 0.65% |
|---|
| 60 MONTHS | 0.99% | 1.00% |
|---|
|
IRAsIRA Certificate of Deposit Rates| IRA TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| 6 - 8 MONTHS | 0.09% | 0.10% |
|---|
| 9 - 11 MONTHS | 0.09% | 0.10% |
|---|
| 12 MONTHS | 0.14% | 0.15% |
|---|
| 18 MONTHS | 0.19% | 0.20% |
|---|
| 24 MONTHS | 0.24% | 0.25% |
|---|
| 36 MONTHS | 0.49% | 0.50% |
|---|
| 48 MONTHS | 0.64% | 0.65% |
|---|
| 60 MONTHS | 0.99% | 1.00% |
|---|
|
IRA Savings| IRA TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| ALL BALANCES | 0.09% | 0.10% |
|---|
|
IRA Diplomat Gold Money Market| IRA TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $500,000 and UP | 0.09% | 0.10% |
|---|
| $250,000 < $500,000 | 0.09% | 0.10% |
|---|
| $100,000 < $250,000 | 0.09% | 0.10% |
|---|
| $25,000 < $100,000 | 0.09% | 0.10% |
|---|
| < $25,000 | 0.04% | 0.05% |
|---|
|
Business Checking AccountsEnterprise Interest Checking Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $25,000 AND UP | 0.02% | 0.02% |
|---|
| $10,000 < $25,000 | 0.01% | 0.02% |
|---|
| $2,000 < $10,000 | 0.01% | 0.01% |
|---|
| < $2,000 | 0.00% | 0.00% |
|---|
| Enterprise Non-Profit Interest Checking Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $5,000 AND UP | 0.02% | 0.02% |
|---|
| < $5,000 | 0.00% | 0.00% |
|---|
|
Business Savings & Money Market AccountsBusiness Savings Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $25,000 AND UP | 0.04% | 0.05% |
|---|
| $10,000 < $25,000 | 0.04% | 0.05% |
|---|
| < $10,000 | 0.04% | 0.05% |
|---|
| Business Money Market Rates| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| $500,000 AND UP | 0.09% | 0.10% |
|---|
| $250,000 < $500,000 | 0.09% | 0.10% |
|---|
| $100,000 < 250,000 | 0.04% | 0.05% |
|---|
| $25,000 < $100,000 | 0.04% | 0.05% |
|---|
| < $25,000 | 0.04% | 0.05% |
|---|
| Business Ingot Gold Savings Account| BALANCE TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| All Balances | 0.09% | 0.10% |
|---|
|
Business Certificate of DepositsBusiness CD Rates| CD TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|
| 7 - 29 DAYS | 0.04% | 0.05% |
|---|
| 30 - 90 DAYS | 0.04% | 0.05% |
|---|
| 6 - 8 MONTHS | 0.09% | 0.10% |
|---|
| 9 - 11 MONTHS | 0.09% | 0.10% |
|---|
| 12 MONTHS | 0.14% | 0.15% |
|---|
| 18 MONTHS | 0.19% | 0.20% |
|---|
| 24 MONTHS | 0.24% | 0.25% |
|---|
| 36 MONTHS | 0.49% | 0.50% |
|---|
| 48 MONTHS | 0.64% | 0.65% |
|---|
| 60 MONTHS | 0.99% | 1.00% |
|---|
|
Personal MortgagesGold Mortgage Purchase Money Rates*
1st Lien Only, 80% Loan to Value Ratio| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 10 YEARS | 2.950% | 2.950% | $9.63 | 2.950% | 2.950% | $4.82 |
|---|
| 15 YEARS | 3.000% | 3.000% | $6.91 | 3.000% | 3.000% | $3.45 |
|---|
| 20 YEARS | 3.550% | 3.550% | $5.83 | 3.550% | 3.550% | $2.91 |
|---|
| 25 YEARS | - | - | - | 3.625% | 3.625% | $2.54 |
|---|
 *For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. For mortgage loans with loan-to-value ratio of 81-90%, add .25% to posted rates and biweekly payments are required. APR based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Mortgage loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. | Blue Mortgage Purchase Money Rates**
(Payments based on a 30-year amortization)
1st Lien Only, 80% Loan to Value Ratio| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 5 YEARS | 2.950% | 2.950% | $4.19 | 2.950% | 2.950% | $2.09 |
|---|
| 15 YEARS | 3.000% | 3.000% | $4.22 | 3.000% | 3.000% | $2.11 |
|---|
**For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. For mortgage loans with loan-to-value ratio of 81-90%, add .25% to posted rates and biweekly payments are required. APR based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Mortgage loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Blue Mortgage will require a balloon payment at the end of the stated term. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. | Gold Mortgage Refiance Rates***
1st Lien Only, 80% Loan to Value Ratio| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 10 YEARS | 2.950% | 3.055% | $9.68 | 2.950% | 3.055% | $4.84 |
|---|
| 15 YEARS | 3.000% | 3.072% | $6.94 | 3.000% | 3.069% | $3.47 |
|---|
| 20 YEARS | 3.550% | 3.607% | $5.85 | 3.550% | 3.601% | $2.93 |
|---|
| 25 YEARS | - | - | - | 3.625% | 3.665% | $2.55 |
|---|
***For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. For mortgage loans with loan-to-value ratio of 81-90%, add .25% to posted rates and biweekly payments are required. APR based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Mortgage loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. | Blue Mortgage Refinance Rates****
(Payments based on a 30-year amortization)
1st Lien Only, 80% Loan to Value Ratio| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 5 YEARS | 2.950% | 3.063% | $4.25 | 2.950% | 3.055% | $2.12 |
|---|
| 15 YEARS | 3.000% | 3.050% | $4.24 | 3.000% | 3.042% | $2.12 |
|---|
****For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. For mortgage loans with loan-to-value ratio of 81-90%, add .25% to posted rates and biweekly payments are required. APR based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Mortgage loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Blue Mortgage will require a balloon payment at the end of the stated term. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. | Lot Loans Purchase Money Loan Rates*****
80% Loan to Value Ratio; 1-4 Unit Residential Property| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 15 YEARS | 7.150% | 7.150% | $9.07 | 7.150% | 7.150% | $4.54 |
|---|
| The following loan terms have payments based on 30-year amortization| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 5 YEARS | 6.650% | 6.650% | $6.42 | 6.650% | 6.650% | $3.21 |
|---|
| 10 YEARS | 6.950% | 6.950% | $6.62 | 6.950% | 6.950% | $3.31 |
|---|
***** For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. APR based on $100,000 loan amount. Hazard insurance is required. Title Insurance may be required. Investment Property Loans are available for 1-4 family dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter. Investment Propery Mortgages with 5 and 10 year terms will require a balloon payment at the end of the stated term. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. | Lot Loan Refinance Rates******
80% Loan to Value Ratio| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 15 YEARS | 7.150% | 7.230% | $9.07 | 7.150% | 7.216% | $4.54 |
|---|
| The following loan terms have payments based on 30-year amortization| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| RATE | APR | RATE | APR |
|---|
| 5 YEARS | 6.650% | 6.770% | $6.42 | 6.650% | 6.751% | $3.21 |
|---|
| 10 YEARS | 6.950% | 7.023% | $6.62 | 6.950% | 7.003% | $3.31 |
|---|
****** For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. APR based on $100,000 loan amount. Hazard insurance is required. Title Insurance may be required. Investment Property Loans are available for 1-4 family dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter. Investment Propery Mortgages with 5 and 10 year terms will require a balloon payment at the end of the stated term. The payment amounts listed in the above table does not include amounts for taxes and insurance premiums. |
Personal Home EquityHome Equity Installment Loan*
80% Loan to Value Ratio| TERM | RATE/APR (W/AUTOMATIC PAYMENT) | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY RATE/APR (W/AUTOMATIC PAYMENT) | BI-WEEKLY PAYMENT PER $1000 BORROWED |
|---|
| 36 MONTHS | 2.99% | $29.08 | 2.99% | $14.54 |
|---|
| 60 MONTHS | 2.99% | $17.96 | 2.99% | $8.98 |
|---|
| 120 MONTHS | 3.99% | $10.12 | 3.99% | $5.06 |
|---|
| 180 MONTHS | 4.99% | $7.90 | 4.99% | $3.95 |
|---|
* Minimum Loan Amount $5,000. Maximum Loan Amount $425,000.Add .50% to posted rates for loans without Automatic Payment from an Embassy Bank checking account, .50% for loans with Loan-to-Value ratios of 81-85%, and .25% for loans amortized longer than stated terms. Hazard insurance is required. Title Insurance may be required. Home Equity Loans are available for 2nd Lien position on single family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter. | Home Equity Line of Credit Rates**
80% Loan to Value Ratio| CREDIT LINE | Annual Percentage Rate |
|---|
| $5,000 - $425,000 | WSJ Prime Rate (w/Automatic payment) |
|---|
**Minimum Loan Amount $5,000. Maximum Loan Amount $425,000. Add .50% to posted rates for loans without Automatic Payment from an Embassy Bank checking account, and .50% for loans with Loan-to-Value ratios of 81-85%. Prime Rate is based on Wall Street Journal Prime, currently 3.250%. Rates will vary. Maximum rate is 18.00% APR with a floor of 3.99% APR. Hazard insurance is required. Title Insurance may be required. Home Equity Lines of Credit are available for single family owner-occupied dwellings located in Lehigh & Northampton Counties. Loans subject to credit approval. |
Personal LoansNew Auto Loan*
(Model Year 2011 and 2010)| TERM | RATE/APR (W/AUTOMATIC PAYMENT) | MONTHLY PAYMENT PER $1000 BORROWED |
|---|
| 60 MONTHS | 6.50% | $19.57 |
|---|
| 72 MONTHS | 7.50% | $17.29 |
|---|
| Used Auto Loan*
(Model Year 2009-2007)| TERM | RATE/APR (W/AUTOMATIC PAYMENT) | MONTHLY PAYMENT PER $1000 BORROWED |
|---|
| 60 MONTHS | 7.50% | $20.04 |
|---|
| Used Auto Loan*
(Model Year 2006 and Older)| TERM | RATE/APR (W/AUTOMATIC PAYMENT) | MONTHLY PAYMENT PER $1000 BORROWED |
|---|
| 48 MONTHS | 7.75% | $24.30 |
|---|
| Classic Auto Loan*| TERM | RATE/APR (W/AUTOMATIC PAYMENT) | MONTHLY PAYMENT PER $1000 BORROWED |
|---|
| 48 MONTHS | 7.75% | $24.30 |
|---|
*Rates w/Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. |
Online Banking
Customer Tools
Hours & Locations
|
|
