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Home Equity Line of Credit

Get anywhere, anytime access to the equity in your home with Embassy Bank’s Home EquityLine of Credit. Enjoy the freedom of accessing the cash you need, whenever you need it.

  • Up to 90% financing available.
  • Quick and easy application with minimal paperwork required.
  • No closing costs for loan amounts up to $300,000.
  • No escrow required.
  • No pre-payment penalty.
Apply Now or call 610-882-8800 to speak to a representative
Home Equity Line of Credit Rates*
80% Loan to Value Ratio
Credit LineAnnual Percentage Rate
$5,000 - $425,000WSJ Prime Rate +.50% (w/Automatic Payment)
Last Updated : 07/31/2010


Home Equity Line of Credit Rates*
90% Loan to Value Ratio
Credit LineAnnual Percentage Rate
$5,000 - $425,000WSJ Prime Rate + 1.00% (w/Automatic Payment)
Last Updated : 07/31/2010

Check out our other Home Equity products.

*Minimum Loan Amount $5,000. Maximum loan amount $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. Prime Rate is based on Wall Street Journal Prime, currently 3.250%. Rates will vary. Maximum rate is 18.00% APR with a floor of 4.00% APR. Hazard insurance is required. Title Insurance may be required. Home Equity Lines of Credit are available for 1-4 family owner-occupied dwellings located in Lehigh & Northampton Counties. Loans subject to credit approval.

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Embassy Bank for the Lehigh Valley is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOW accounts that pay an interest rate of greater than .25% are not included in the TAGP and are therefore subject to the $250,000 limit for FDIC insurance purposes.