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Investment Property Loans
Purchase, refinance or improve your 1-4 family investment property with Embassy Bank. Our lenders can help make your real estate investment a little easier.
- Up to 80% financing available.
- May be secured by a 1 to 4 unit residential property.
- Quick and easy application with minimal paperwork required.
- Monthly and biweekly terms available up to 15 years.
- Save money at closing with Embassy Bank’s limited lender costs.
- No escrow required.
- No pre-payment penalty.
 or call 610-882-8800 to speak to a representative Investment Property Purchase Money Loan Rates*
80% Loan to Value Ratio; 1-4 Unit Residential Property| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
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| RATE | APR | RATE | APR |
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| 15 YEARS | 5.750% | 5.909% | $8.30 | 5.750% | 5.904% | $4.15 |
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The following loan terms have payments based on 30-year amortization| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
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| RATE | APR | RATE | APR |
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| 5 YEARS | 5.375% | 5.617% | $5.60 | 5.375% | 5.599% | $2.80 |
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| 10 YEARS | 5.500% | 5.644% | $5.68 | 5.500% | 5.627% | $2.84 |
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Investment Property Refinance Loan Rates*
80% Loan to Value Ratio; 1-4 Unit Residential Property| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
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| RATE | APR | RATE | APR |
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| 15 YEARS | 5.750% | 5.909% | $8.30 | 5.750% | 5.904% | $4.15 |
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The following loan terms have payments based on 30-year amortization| TERM | W/AUTOMATIC PAYMENT | MONTHLY PAYMENT PER $1000 BORROWED | BI-WEEKLY W/AUTOMATIC PAYMENT | BI-WEEKLY PAYMENT PER $1000 BORROWED |
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| RATE | APR | RATE | APR |
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| 5 YEARS | 5.375% | 5.617% | $5.60 | 5.375% | 5.599% | $2.80 |
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| 10 YEARS | 5.500% | 5.644% | $5.68 | 5.500% | 5.627% | $2.84 |
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View all of our Mortgage products to find the one that best suits your needs.
* For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. APR based on $100,000 loan amount. Hazard insurance is required. Title Insurance may be required. Investment Property Loans are available for 1-4 family dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter. Investment Propery Mortgages with 5 and 10 year terms will require a balloon payment at the end of the stated term. The payment amounts listed in the above tables do not include amounts for taxes and insurance premiums.
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