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Mortgage Refinance

By refinancing with Embassy Bank, you will get the great personal service we are known for and you will also receive a great rate. You could save thousands with biweekly payments.

  • No Application Fees
  • No PMI
  • No escrow
  • Fast and simple application
  • Free 60-day rate lock
  • Your mortgage will not be sold
Apply Now or call 610-882-8800 to speak to a representative
Gold Mortgage Refinance Rates*
1st Lien Only, 80% Loan to Value Ratio
TERMW/AUTOMATIC PAYMENTMONTHLY PAYMENT PER $1000 BORROWEDBI-WEEKLY W/AUTOMATIC PAYMENTBI-WEEKLY PAYMENT PER $1000 BORROWED
RATEAPRRATEAPR
10 YEARS3.25%3.354%$9.773.25%3.353%$4.89
15 YEARS3.375%3.447%$7.093.375%3.443%$3.54
20 YEARS3.875%3.932%$5.993.875%3.925%$3.00
25 YEARS---4.125%4.164%$2.67
Last Updated : 02/04/2012


Blue Mortgage Refinance Rates*
(Payments based on a 30-year amortization)
1st Lien Only, 80% Loan to Value Ratio
TERMW/AUTOMATIC PAYMENTMONTHLY PAYMENT PER $1000 BORROWEDBI-WEEKLY W/AUTOMATIC PAYMENTBI-WEEKLY PAYMENT PER $1000 BORROWED
RATEAPRRATEAPR
5 YEARS3.25%3.364%$4.353.25%3.353%$2.18
15 YEARS3.375%3.425%$4.423.375%3.416%$2.21
Last Updated : 02/04/2012

View all of our Mortgage products to find the one that best suits your needs.

*For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. For mortgage loans with loan-to-value ratio of 81-90%, add .25% to posted rates and biweekly payments are required. APR based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Mortgage loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Blue Mortgage will require a balloon payment at the end of the stated term. The payment amounts listed in the above tables do not include amounts for taxes and insurance premiums.

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